Tax & Deductions
Claim everything you are entitled to. Guides to deductions, depreciation, capital gains, and record keeping for Australian rental properties.
Federal Budget 2026-27: what tonight's announcement actually means for Australian landlords
Treasurer Jim Chalmers handed down the 2026-27 federal budget tonight. Negative gearing will be limited to new builds from 1 July 2027. The 50% CGT discount is gone, replaced by indexation and a 30% minimum tax. Existing properties owned on 12 May 2026 are grandfathered. Here is what each piece costs in real numbers.
Roy Morgan models 1.64 million Australians 'at risk' as Big 4 variable rates lift Friday
The May 5 RBA hike to 4.35% becomes a real bill on Friday May 15 when CBA, Westpac, NAB and ANZ pass it through in full. PropTrack just called the first national price fall of 2026, and Roy Morgan models 219,000 more borrowers into mortgage stress. Here is the five-day checklist for landlords.
RBA hikes 25bp to 4.35% in 8-1 vote. The May SoMP pencils in 4.70% by year-end
The RBA lifted the cash rate to 4.35% on May 5 in an 8-1 board vote. The accompanying Statement on Monetary Policy now assumes 4.70% by December, hotter than the CBA, NAB and ANZ hold call. Here is what the Big 4 pass-through does to investor cash flow from May 15.
RBA hikes to 4.35% in 8-1 vote. Investor variable rates push toward 7% on May 22
The RBA lifted the cash rate to 4.35% on May 5 in an 8-1 split. The Statement on Monetary Policy now assumes 4.7% by year-end. Big 4 pass-through hits investor mortgages on May 22. Here are the cash flow numbers for landlords.
RBA hikes to 4.35%: what today's third 2026 rate rise means for landlords
The RBA lifted the cash rate to 4.35% on May 5, 2026 in an 8-1 vote, the third hike of the year. All four major banks passed it through in full from May 15. Here's the cash flow, tax, and refinance maths for a typical Australian investor mortgage.
Sydney and Melbourne values fell 0.6% in April. Perth gained 2.1% as auction clearance hit a five-year low
Cotality's April 2026 Home Value Index lands two days before the RBA decision. Sydney and Melbourne are in active decline, Perth is up 26.1% over the year, and the investor equity gap on a $1m property is now close to $220k. Here are the numbers.
30 of 33 economists tip a May 5 RBA hike. Here's what each scenario costs a $600k investor
The RBA decides May 5. Markets price an 86% chance of a hike to 4.35%. We run the monthly cash flow numbers for an Australian property investor under each scenario, including the Westpac call for 4.85%.
March CPI came in at 4.6%. Here's the bill landlords are about to get
March CPI surged to 4.6%, the highest since September 2023. Here's what the oil shock, sticky housing inflation, and a likely May RBA hike mean for Australian property investors.
Federal Budget 2026-27: What the Two-Property Negative Gearing Cap Would Actually Cost You
Three weeks out from 12 May, Treasury is modelling a two-property cap on negative gearing plus a CGT discount cut. Worked numbers on what it costs a typical Australian landlord.
Interest-Only to P&I: The Loan Rollover Shock Hitting Australian Landlords in 2026
Investor interest-only loans written in 2020 and 2021 are now rolling to principal and interest at 6%+ rates. Worked examples on $400k, $600k and $800k loans, plus your options under the new APRA DTI cap.
Every Big 4 Bank Just Pushed Fixed Rates Above 6%. Here's the Refinance Math for Landlords (April 2026)
Westpac was the last holdout. With all four major Australian banks now charging above 6% on fixed rates, here's what the move means for investors refinancing in April 2026, with worked repayment scenarios for $500k, $750k and $1M loans.
Vacant Residential Land Tax: What Australian Landlords Need to Know in 2026
Victoria's vacant residential land tax now covers undeveloped land in metro Melbourne. Here's what changed, who's affected, and how NSW and QLD compare.